For Parents Worried Their Child Might Be Priced Out of Singapore’s Property Market

Discover how you can give your child a secure head start with their first home

Property is getting more expensive, CPF rules are shifting, and the window to act is closing. I’ll help you to take smart, structured action so you can support your child’s future

Hi, I'm Hazel

Hi, I’m Hazel Tea, a property advisor who specialises in helping parents support their children’s first home in a safe, structured and financially sound way.

Over the years, I’ve guided families from all walks of life through complex decisions around ownership, CPF, taxes, loans and long-term planning.

My approach is calm, detailed and family-first, no pressure, no hard selling, just clarity.

Whether you’re securing a home for a child, planning a trust purchase, or trying to protect your retirement while giving your child a head start, I’m here to make the process simple, transparent, and aligned with your family’s future.

Why Work With Me?

1. You’re Not Just Helping Your Child Buy a House. You’re Helping Them Start Life Without a Lifelong Burden.

Let’s be honest. Most parents want to help but are afraid they’ll make the wrong move. Should you buy in trust? Use CPF? Co-own? It’s easy to get lost in legal jargon, tax rules, and well-meaning advice.

2. You’re Not Here to Spoil Your Child. You’re Here to Set Them Up Wisely.

Most agents sell homes. I design launch plans. Because this isn’t just about real estate. It’s about legacy, structure, and timing. Together, we’ll figure out what your child is ready for emotionally and financially. Then we’ll find a way to support them that protects your retirement, avoids tax traps, and keeps everyone aligned.

3. You’re Not Looking for More Options. You’re Looking for the Right One.

Between ABSD rules, CPF quirks, and rising prices, there’s already too much noise. You don’t need more listings. You need a real plan. That’s what the Home Legacy Plan™ gives you.

One clear path to act with confidence, not confusion.

How the Home Legacy Plan™ Works

From conversation to ownership, Hazel guides your family every step of the way.

Step 1: Clarify Your Family’s Situation & Goals

You share your child’s age, income, and your current property portfolio. Hazel listens deeply to what matters and what risks to avoid.

Step 2: Select the Right Ownership & Funding Structure

Based on your family’s goals, Hazel helps you decide between:
• Trust purchase for younger children
• Joint ownership using CPF or bank loan

They are able to get a loan once they start making income. Every path is designed to maximise tax efficiency, loan eligibility, and legacy protection.

Step 3: Shortlist the Right Properties

Hazel curates homes that fit your plan not what’s trending. No pressure. No guesswork. Just smart, family-aligned choices.

Step 4 : Hazel Handles the Rest

From negotiations to legal paperwork, Hazel coordinates the entire process so you can act with peace of mind.

Real Families. Real results.

THIS FATHER GAVE HIS DAUGHTER A HEAD START WITH A FULL-CASH NEW LAUNCH PURCHASE

Malaysian Father & Daughter (Age 21)

  • Wanted to secure a home for his 21-year-old daughter who had no income yet.

  • I guided them through a safe full-cash purchase of Lentor Modern with a clear long-term plan.

  • Property appreciated significantly from 2022 to 2025 she can now stay, rent, or sell for profits.

  • Wanted to secure a home for his 21-year-old daughter who had no income yet.

  • I guided them through a safe full-cash purchase of Lentor Modern with a clear long-term plan.

  • Property appreciated significantly from 2022 to 2025 she can now stay, rent, or sell for profits.

THESE PARENTS LAUNCHED THEIR SON EARLY WITHOUT SPOILING HIM

Filipino PR Parents & 21-Year-Old Son

  • Wanted to buy under their son’s name but still wanted him to take responsibility.

  • I structured the purchase so parents funded the downpayment while he takes over the loan later.

  • Son gains early ownership and accountability, while the family benefits from long-term appreciation.

  • Wanted to buy under their son’s name but still wanted him to take responsibility.

  • I structured the purchase so parents funded the downpayment while he takes over the loan later.

  • Son gains early ownership and accountability, while the family benefits from long-term appreciation.

THESE PARENTS SECURED A HOME FOR THEIR ONLY UNMARRIED DAUGHTER

Mr. & Mrs. L — Concerned Parents

  • Worried their adult daughter lacked stability and wouldn’t be secure when they’re no longer around.

  • I guided them to purchase Parktown Residence with a small loan under her to build responsibility.

  • She now has a stable home and a manageable financial commitment that keeps her motivated.

  • Worried their adult daughter lacked stability and wouldn’t be secure when they’re no longer around.

  • I guided them to purchase Parktown Residence with a small loan under her to build responsibility.

  • She now has a stable home and a manageable financial commitment that keeps her motivated.

THIS FAMILY LOCKED IN FUTURE AFFORDABILITY FOR THEIR YOUNG CHILDREN

Affluent Professional Family

  • Knew property prices would rise long before their young children reached adulthood.

  • I structured a trust purchase at Robertson Opus with full cash + ABSD remission planning.

  • Secured today’s price for their children’s future home and built a strong long-term wealth asset.

  • Knew property prices would rise long before their young children reached adulthood.

  • I structured a trust purchase at Robertson Opus with full cash + ABSD remission planning.

  • Secured today’s price for their children’s future home and built a strong long-term wealth asset.

Book Your Home Legacy Plan™ Session

In this 30-minute strategy call, Hazel will help you:

✔ Clarify whether now is the right time to buy
✔ Identify the best structure for ownership and funding
✔ Avoid common mistakes around ABSD, loans, CPF use, and co-ownership
✔ Leave with clear next steps, even if you're just exploring